Tag Archives: Start

Start Your Plan with Long Term Care Quotes


by sylvar

Strategic planning begins with a set of long term care quotes from the major carriers of long term care insurance (LTCI) policies.

Major LTCI carriers pertain to Genworth Financial, MedAmerica, Prudential, and others who are in the same league.  Trust only companies with an excellent track record especially in the area of paying out claims, otherwise you could end up throwing away money. 

There is no denying the power of LTCI in the long term care (LTC) arena as it is the only product that provides financial protection aside from full or partial LTC coverage.  Other types of LTC plans will let you receive care in exchange of something that is valuable to you and your family. 

So, would you go for a plan that promises only one benefit or another one which ensures you that everything you’ve worked hard to acquire shall be protected and passed on to your loved ones?

Of course, everybody prefers the one that guarantees financial protection besides long term health care coverage.  Unfortunately, LTCI policies are not cheap.  Premiums can wipe out your assets especially if you go for the ideal comprehensive policy which is comprised of a long benefit period, high maximum daily benefit, short elimination period, and a 5% compound inflation protection. 

Perhaps with an annual income that exceeds $ 75,000 you can manage to buy that kind of LTCI policy, but if you’re living on a daily budget you have to study every variable stipulated on the policy before signing it.

 Long Term Care Quotes Will Lead You to the Right Policy

Although there is such a thing as an ideal LTCI policy, there is no wrong policy.  Most prefer the comprehensive LTCI policy, but to each his own that is why there are buyers of facility-only policies. 

Once you know exactly what you’ll need in the future health care wise, there is no reason to overspend on an LTCI policy just to be certain that you will receive the care that you expect. 

No need to see a fortune teller and have her read your future, instead, look up your family’s health history and visit your doctor.  If the current state of your health is good but your family has a history in a debilitating disease you have to consider that information in your plan. 

If you disregard the possibility of acquiring that health disorder in the future, you could wind up spending more out-of-pocket and your LTCI policy will fail to serve its purpose.  Look at all the possibilities because if you settle too soon for what you like rather than what you will need, you won’t be able to avoid the financial pit completely.

According to the U.S. Department of Health and Human Services, some 40% of the total population 65 years old and older will enter a nursing home.  You may or may not be one of this 40% so wouldn’t it be nice to be prepared if ever you turn out to be on the list?

Long term care quotes will serve as prelude to your actual LTCI policy but they are more advantageous as you can do all the necessary adjustments that you deem necessary for the sake of your future.  Meanwhile, once you’ve affixed your signature on your policy there is no turning back.

Saab Kemp is a web writer who has written volumes of articles for various industries.  Her expertise are on health, finance, business, home and family.  Learn more about long term care quotes
 

Related Sales Articles

Stop Selling and Start Solving

A common mistake that many struggling sales people make is to go out and try their hardest to sell something. The harder they try the more difficult it becomes, and when you think about why, it makes perfect sense. The reason is that although people like to buy things, they don’t like to be sold. The harder a person tries to sell something-the greater the pressure becomes-the more likely it is that the potential buyer will move on.

A growing number of people are starting home-based Internet marketing businesses in order to increase their income and engage in a completely recession proof industry. Being self-employed in a home based business is a sound solution to the growing problems caused by the recession. Many of these new entrepreneurs however have very little experience at sales and marketing. When they find themselves in a sales situation, it is not uncommon to see them struggle with the sales process. They are trying too hard to convince a prospect to take a certain action or to think a certain way, and ultimately wind up driving them off.

The best approach is to stop selling and start solving-problems. Whenever a person is in the market to purchase something, they are trying to solve a problem. The problem might be a serious one or it might be a frivolous one, but at the root of every buying decision a problem waits to be solved. Obvious problems need no explanation, but a frivolous problem might be something as simple as the customer just wants it. This may not seem like a real problem, but in their mind, until they get what they want, they have a problem. So the salesperson that can solve the problem will get the sale.

The key is in finding what the problem is. And that becomes the dialogue of a sales call. By finding out what the buyer’s motivation is-what problem they are trying to solve-the seller will be able to solve the problem and close the sale. Identifying the problem boils down to asking good questions and rapidly processing the answers in order to continue the discussion. This is a low pressure and highly effective method of closing business and generating revenue.

By its very definition, Internet marketing offers potential customers a huge range of options. Someone who stops by your website now can move on to 20 or more similar sites in a matter of minutes. Give them a reason to leave, and they will. The best approach is to identify their problems, stop selling and start solving.

Timothy Zorn is a business coach and mentor based out of Tampa, FL, that assists serious entrepreneurs in building a profitable online business with multiple incomes streams. Timothy and his team have assisted hundreds of people in generating profits that exceed 0K or more in their first year. For more information and to contact Timothy , visit: http://www.TimothyZorn.com

Find More Selling Articles

How To Start, Grow And Run A Profitable Lawn Care Business

How To Start, Grow And Run A Profitable Lawn Care Business
Best-selling Lawn Business Course Teaches Ordinary People To Make Extraordinary Income In Their Spare Time Using Lawn Care.
How To Start, Grow And Run A Profitable Lawn Care Business

How To Write A Million Dollar Usp
How To Write A Million Dollar Unique Selling Proposition (usp), Overwhelm Your Prospect With Reasons To Buy, Market That Fly Catcher Message With A Coordinated Fury, And Reduce The Explanation Of Your Product And Yourself To A One Minute Elevator Speech.
How To Write A Million Dollar Usp

Hookah Bar Blueprint – Learn How To Start A Hoookah Lounge

Check out these marketing products:

Hookah Bar Blueprint – Learn How To Start A Hoookah Lounge
This Package Contains An Extensive Fill-in-the-blanks Business Plan, Vendor Lists, List Of Other Products To Sell, Employee Job Descriptions, Marketing And How To Get Free* Advertising. Learn How Starting A Hookah Bar May Lead You To Financial Freedom.
Hookah Bar Blueprint – Learn How To Start A Hoookah Lounge

Antioverload-quick Start Business Guide

Antioverload-quick Start Business Guide
Tired Of All Information Overload In Internet Marketing? This Membershipsite Will Provide You With Simlpe Information At The Same Time It Will Help You Reach Quicker Success In Your Online Business One-time Payment Of For Lifetimemembership
Antioverload-quick Start Business Guide

Are You Trakn What’s Makn Money?
Trakn Is A Powerful Tool For Online Marketing, That Is So Simple To Use A Complete Internet Newbie Can Use It. Learn Exactly What’s Making You Money, And What’s Wasting Your Money – This Tool Will Help You Make More Money!
Are You Trakn What’s Makn Money?

Everything You Need To Start Your Own Digital Label

Everything You Need To Start Your Own Digital Label
The Number One Book For Starting And Operating A Digital Record Company – From Licensing, Distribution, Promotion, Marketing, Webcasting, Global Podcasting – Plus How To Build International Recording And Music Publishing Catalogues And Much Much More!
Everything You Need To Start Your Own Digital Label

Expert List Building Home Study Course
Expert List Building Is A Home Study Course Designed For Beginners To Learn The Skills Involved In Internet Marketing Starting With The Basics Of Domain Names And Hosting And Market And Niche Research And Blogging, Traffic Generation And List Building.
Expert List Building Home Study Course

Quick Start Marketing Your Online Business

Quick Start Marketing Your Online Business
With This 12-week Membership, You’re Getting Detailed Lessons Of How To Use The Most Popular And Successful E-marketing Strategies That Are Used Today: Niche Marketing, Article Marketing, Seo, Pink Spoon Marketing, Videos, Webinars, Plus Much More!
Quick Start Marketing Your Online Business

Social Marketing : Changing Behaviors for Good by Philip A. Kotler and Nancy R.

$46.00
End Date: Thursday Jul-6-2017 18:43:44 PDT
Buy It Now for only: $46.00
Buy It Now | Add to watch list
Marketing Management: Strategies and Programs (Mcgraw Hill Series in Marketing)
$4.81
End Date: Sunday Jul-23-2017 6:42:09 PDT
Buy It Now for only: $4.81
Buy It Now | Add to watch list